Empowering women to take
ownership of their financial lives.

Make An Appointment

Empowering women to take
ownership of their financial lives.

Make An Appointment

Financial Education and Training

Through Financial Transformation sessions “Healthy Wealthy and Moneywise’’, Her-Mony brings about behavioural transformation in individuals. The sessions are aimed not only at educating participants about their own money-related behavior but also about tools to bring about positive change in that behaviour.
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Financial Planning and Investment Advisory

Her-mony is a Fee-only Based Financial Advisor and helps you grow your net-worth through investments that include Debt, Equity, Mutual funds, Derivatives, Private Equity, and Real Estate so that you are free to follow your passions and don’t have to worry about your financial obligations.

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Financial Consulting for Business

Her-mony provides Financial Advisory Services to women entrepreneurs and helps them plan and achieve business growth through understanding their own business finances, costing, revenue models, profitability, funding requirements, etc. She also provides them with help and support from Government Organizations, Financial Institutions & Investors Networks.

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Our Mission

At Her-Mony, we believe it is essential for every woman to have a holistic picture of her financial concerns.

We are sensitive to your current situation and provide a safe space to have conversations that affect your financial well being.

We take pride in making sure we understand your thinking process, your short and long- term financial objectives and work with your investment philosophy.

We work with you to raise awareness of your financial planning needs to make sound decisions that resonate with your principles, values, dreams as well as your loved ones. Our role is to be your trusted and independent advisor for achieving your financial goals whether it is financial independence, financial growth, capital protection, or just income, which gives you independence and empowerment and control of your financial health.

AFFILIATIONS & MEMBERSHIPS

The Her-mony logo is a registered trademark in India owned by Ratnasri Karra, which may not be used by third parties without her express written permission.

We take great care in the development and protection of our trademarks and reserve all rights of ownership of our trademarks. "Fair use" of our trademarks, that is, use by a third party without express permission or license is limited to text-only references, and excludes our logos.

In such references, you must be truthful, must not disparage us, and must not mislead the public. You must be clear and accurate as to the nature of the relationship between Her-mony and your company, its products, and its services. You may not use our trademarks in a manner that could cause confusion as to our sponsorship, affiliation, or endorsement..

The Her-mony logo is a registered trademark in India owned by Ratnasri Karra, which may not be used by third parties without her express written permission.

We take great care in the development and protection of our trademarks and reserve all rights of ownership of our trademarks. "Fair use" of our trademarks, that is, use by a third party without express permission or license is limited to text-only references, and excludes our logos.

In such references, you must be truthful, must not disparage us, and must not mislead the public. You must be clear and accurate as to the nature of the relationship between Her-mony and your company, its products, and its services. You may not use our trademarks in a manner that could cause confusion as to our sponsorship, affiliation, or endorsement..

TESTIMONIALS

“It was indeed a pleasure to have you participate in the recently concluded Annual conference of the Karnataka Chapter of the Indian Association of Pediatric Surgeons meeting at Narayana Health Your session was enjoyable, informative and interesting. It was truly appreciated. We thank you for taking time to add value to the meeting by your presence and your participation.
I hope you enjoyed the book that we had chosen for you as well.”

 

Dr. Sanjay Rao,

Senior Consultant and Head,
Department of Pediatric Surgery,
Narayana Health

“This was by far one of the best finance training course I have attended. The session was very interesting and interactive with lots of personal experience to share and back up with practical experience and understanding.
Surely helped to understand how we need to take charge of our finances, which is never too late.”

 

Anila Thimmaiah

“Ratnasri has played a vital role in my Family financial well-being. At a crucial juncture in my life, where emotions played a bigger role over financial decisions, Ratnasri through her number crunching, articulated so well, the right decision to make when me and my husband were at crossroads – not knowing what to do. I really appreciate the extensive research and legwork she had done in a span of 1 week. She is very meticulous and articulate in her presentation and has a very proactive approach. Some of the critical financial decisions I made is because of her which I don’t regret at all. Thanks Ratna, for being there, I would highly recommend your services to anyone who is out there wanting to financially secure their future”.

Malathi Ashok

Homemaker

“I started “Once Again Store” when I was in my second year of college. Being a young and first time entrepreneur, I knew very little about financial planning, business projections and approaching investors about my startup. Ms.Karra, helped me fine-tune my Company’s Financial Statements, projections, Business Model and Pitch deck. She showed me implications of the decisions that I could take. Ms.Karra was always very honest and open about her opinions and this helped me make important and difficult decisions”.

Nikita Agarwal

Entrepreneur

Thanks for being so prompt in providing options for investments and advice. I am inspired to save more with such prompt advice. Before this, I saved in a casual way, kind of clueless about returns and so on. Women have different ways of understanding security and so on this is a good service for us.

Lakshmi Shankaran

Professional

“Thank you so much Ratnasri, for all your patience and support helping us with our finances. The amount of effort you did, networking with NSIC to push our case and then going through various banks for no- collateralised limits for us! Where all so called “established” investment bankers gave up, you just kept on and on. Its wow, understanding that you had a long break in your career and came back to a totally new professional world. I think the industry is hungry to find fresh minds like you who don’t take the beaten path and carve a way out your own way! Thank you so much from me and my team of women drivers, who could survive this draught of funding with your support!”.

Vandana Suri

Founder & CEO, Taxshe

“Ms. Ratnasri Karra is highly competent in her professional capacity, and at the same time, warmly human in her approach to her lady clients. A privilege to work with her. ”

Subha Nilakanta

Artist

For a novice like me, who was absolutely clueless about being aware of my financial status, responsibilities, and savings, Ratna came as a savior. A true friend and guide.
She has meticulously examined my finances and advised me with various options conducive to my requirements. Her expertise in this field is highly commendable. She has prepared a document summary of my investments with all my expenses, income and insurance. Moreover, Ratna updates me regularly with her insights and provides feedback on my existing investments.
I have complete faith in her and I totally believe that she provides the right guidance. and helps us in such a way that our savings multiply. I feel privileged and completely at ease with her.
Any day, any time, I would strongly recommend Ratna as one of the best financial advisors.

Vaishali Gupta

Lecturer

I am a Financial Advisor myself and despite my extensive expertise in the area of personal finance, I was facing a severe liquidity crunch. Ratnasri has been instrumental in helping me identify various ways to increase my liquidity and ensure that my family finances have grown 4 fold. She has made me look at my finances differently, decrease my liability by more than 50 % and increased my liquidity by over 35%. A wonderful feeling of financial freedom thanks to Ratnasri Karra..

Monisha Charles

Financial Advisor, influencer and Mentor

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Her-Mony logo

The Her-Mony logo is a registered trademark in India owned by Ratnasri Karra, which may not be used by third parties without her express written permission.

We take great care in the development and protection of our trademarks and reserve all rights of ownership of our trademarks. “Fair use” of our trademarks, that is, use by a third party without express permission or license is limited to text-only references, and excludes our logos.

In such references, you must be truthful, must not disparage us, and must not mislead the public. You must be clear and accurate as to the nature of the relationship between Her-Mony and your company, its products, and its services. You may not use our trademarks in a manner that could cause confusion as to our sponsorship, affiliation, or endorsement.