We help you achieve your investment goals


Pursue Higher Education

Fulfill you Passion

Own your Dreamhome

Grow your Wealth

Secure Kids' Future

Enjoy your Retirement

You can be young without money, but you can’t be old without it

~ Tennessee Williams

An investment in knowledge pays the best interest.

~ Benjamin Franklin

Money is like manure. You have to spread it around or it smells.

~ J. Paul Getty

What we do

Do you enjoy spending it, you’d like to have more of it, and at the same time, you find money frustrating, a hassle, and you’d rather not “have to deal with it”? Maybe you earn a good income, even a great one, but you’re at a loss to explain where all the money goes? You have big dreams, but you don’t see how to pull them off, financially. Money feels like a barrier to you or a trap, not a useful tool to reach your dreams. Do you dread the thought of meeting with your financial planner, if you have one (or might wonder if you have enough net worth for a planner to want to meet with you) ?

Her-Mony services are for you, if your answer is a YES to any of the above.

Financial Education

Understand how money works in the world: how to earn it, how to save it, and how to grow it and how to protect it.

Financial Planning

Get a comprehensive evaluation of you current financial status to create a personalized financial plan to achieve your goals.

Financial Advisory

Successfully meet the financial goals of your business by aligning your pricing, costing & funding policies to increase profitability.

Who we are

At Her-Mony, we are passionate about empowering women to take ownership of their financial lives. We are committed to ensuring that the special financial needs of women are not over-looked. Whether single or in a relationship, we work with our clients to raise awareness of their financial planning needs and to help them make sound decisions that resonate with their principles, values and dreams as well as those of their heirs.

Ratnasri Karra -Partner (Her-Mony)

Chartered Financial Analyst, PGDBA (IT)

Ratnasri has a rich experience in Banking and Financial Management. Starting her career with ANZ Grindlays Bank, she went on to complete her CFA (ICFAI) in 1999 and was the owner of a Software Training and Development Center in Bangalore. She has worked as a Faculty in ICFAI Business School in Gurgaon, and has been independently managing her own portfolio and informally advising friends for the past 10 years.

She also helps startups, and women entreprenuers by acting as an investment advisor to them. Recently she has helped Taxshe, and OnceAgain Stores to get their business on track by providing timely financial advise.

She is a yoga practitioner and deeply interested in music and dance.

Ratnasri is also a proud BNI member, and she is a part of BNI Rangeela chapter based out of Bangalore.

You can be young without money, but you can’t be old without it

~ Tennessee Williams

An investment in knowledge pays the best interest.

~ Benjamin Franklin

Money is like manure. You have to spread it around or it smells.

~ J. Paul Getty

What clients say about us

“I started Once Again (a peer-to-peer marketplace for designer pre-owned fashion) when I was in my second year of college. Being a young and first time entrepreneur, I knew very little about financial planning, business projections and approaching investors about my Startup. Mrs. Karra helped me create and fine-tune my company’s financial statements, projections, business model and pitch deck. She showed me the importance of looking at both the long and short term money implications of decisions. Mrs. Karra was always very honest and open about her opinions and this helped me make important and difficult decisions. She has been extremely patient, kind and helpful and shared her immense knowledge about profit margins, smart investing, viable business models, sound financial practices and approaching investors with me. Every meeting with her was enriching and extremely helpful and I know that I will use these valuable learnings throughout my life. I would recommend Her-Mony financial services to anyone who is looking to work with a kind, intelligent and dedicated person with tons of experience and knowledge.”

Nikita Agarwal, Once Again Stores

“Thank you so much Ratnasri for all your patience and support helping us with our finances. The amount of effort you did, networking with NSIC to push our case and then going through various banks for non collateralised limits for us! Where all so called “established” investment bankers gave up, you just kept on and on. Its wow, understanding that you had a long break in your career and came back to a totally new professional world. I think the industry is hungry to find fresh minds like you who dont take the beaten path and carve a way out your own way!
Thank you so much from me and my team of women drivers, who could survive this draught of funding with your support!”

Vandana Suri, Founder & CEO, Taxshe